Methodology & sources

Sources used

• Official regulators and observatories: OQSF (Senegal), Insurance Directorates, CIMA.
• Professional federations: FSSA (Senegal).
• Statutes: CIMA insurance code (articles cited and dated).

Verification process

1. Cross-referencing at least two official/quasi-official sources where possible.
2. Each record carries its sources and verification date.
3. Unverified data is staged and generates no published page.
4. No figure is invented: a non-sourceable item is explained, never estimated.

Known limitations (transparency)

• Senegal Direction des Assurances official register: not technically retrievable (TLS chain) — licensing year to be confirmed.
• Côte d'Ivoire: official register published as a scanned PDF; data staged until verified.