Health insurance in Senegal
Status: Partly mandatory
Senegal combines a state-led Universal Health Coverage (CMU) through health mutuals, mandatory coverage for salaried workers (health-provident institutions), and supplementary private health insurance offered by licensed companies.
Legal requirement
There is no universal mandatory private health insurance: the CMU targets the informal and rural sector via subsidised mutuals; salaried workers fall under a separate mandatory health scheme.
Frequently asked questions
- Is health insurance mandatory in Senegal?
- Partially: health coverage is mandatory for salaried workers. For the rest of the population the state develops the CMU via health mutuals; private health insurance is optional and supplementary.
Licensed companies (non-vie) in Senegal
Licensed companies operating in this line. Exact product range to be confirmed with each company.
- AXA Assurances Sénégal
- ASKIA Assurances
- SanlamAllianz Sénégal Assurances (ex-Allianz Sénégal)
- Assurance Sécurité Sénégalaise (ASS)
- Compagnie Nationale d'Assurance Agricole du Sénégal (CNAAS)
- Compagnie Nationale d'Assurances et de Réassurance des Transporteurs (CNART)
- SONAM SA
- NSIA Sénégal Assurances
- La Prévoyance Assurances (PA)
- Assurances La Providence du Sénégal
- SAAR Sénégal (Société Africaine d'Assurance et de Réassurance)
- Société Nationale d'Assurance du Crédit et du Cautionnement (SONAC)
- WAFA Assurance Sénégal
- AMSA Assurances
- SUNU Assurances IARDT Sénégal
- Salama Assurances Sénégal
- La Mutuelle d'Assurances Agricoles du Sénégal (MAAS)
- Finafrica Assurances
Sources
- Ministère de la Santé et de l'Action sociale (Sénégal) — Couverture Maladie Universelle
- CLEISS — Le régime de sécurité sociale du Sénégal
Data verified on .