Is car insurance mandatory in Côte d'Ivoire?

Yes. Motor third-party liability is mandatory for every vehicle in use, under Article 200 of the CIMA insurance code.

What does the mandatory cover include at minimum?

At minimum, civil liability: bodily and material damage caused to third parties. Own-damage covers (comprehensive, theft, fire) are optional.

Car insurance in Ivory Coast

Status: Mandatory

Motor third-party liability (RC auto) is mandatory for every motor vehicle used in Côte d'Ivoire. It covers bodily and material damage caused to third parties. It is governed by the CIMA insurance code, applicable in Côte d'Ivoire and the 13 other member states.

Legal requirement

Required by CIMA Code Article 200: the contract must cover the civil liability of the owner, policyholder and any custodian of the vehicle, and extends across all CIMA member states.

→ Death-indemnity calculator (CIMA Code, art. 264 & 266)

Frequently asked questions

Is car insurance mandatory in Côte d'Ivoire?: Yes. Motor third-party liability is mandatory for every vehicle in use, under Article 200 of the CIMA insurance code.
What does the mandatory cover include at minimum?: At minimum, civil liability: bodily and material damage caused to third parties. Own-damage covers (comprehensive, theft, fire) are optional.

Licensed companies (non-vie) in Ivory Coast

Licensed companies operating in this line. Exact product range to be confirmed with each company.

Sources

Data verified on 2026-05-18.