Car insurance in Senegal
Status: Mandatory
Motor third-party liability (RC auto) is mandatory for every motor vehicle used in Senegal. It covers bodily and material damage caused to third parties. It is governed by the CIMA insurance code, applicable in Senegal and the 13 other member states.
Legal requirement
Required by CIMA Code Article 200: the contract must cover the civil liability of the owner, policyholder and any custodian of the vehicle, and extends across all CIMA member states.
→ Death-indemnity calculator (CIMA Code, art. 264 & 266)
Frequently asked questions
- Is car insurance mandatory in Senegal?
- Yes. Motor third-party liability is mandatory for every vehicle in use, under Article 200 of the CIMA insurance code.
- What does the mandatory cover include at minimum?
- At minimum, civil liability: bodily and material damage caused to third parties. Own-damage covers (comprehensive, theft, fire) are optional.
Licensed companies (non-vie) in Senegal
Licensed companies operating in this line. Exact product range to be confirmed with each company.
- AXA Assurances Sénégal
- ASKIA Assurances
- SanlamAllianz Sénégal Assurances (ex-Allianz Sénégal)
- Assurance Sécurité Sénégalaise (ASS)
- Compagnie Nationale d'Assurance Agricole du Sénégal (CNAAS)
- Compagnie Nationale d'Assurances et de Réassurance des Transporteurs (CNART)
- SONAM SA
- NSIA Sénégal Assurances
- La Prévoyance Assurances (PA)
- Assurances La Providence du Sénégal
- SAAR Sénégal (Société Africaine d'Assurance et de Réassurance)
- Société Nationale d'Assurance du Crédit et du Cautionnement (SONAC)
- WAFA Assurance Sénégal
- AMSA Assurances
- SUNU Assurances IARDT Sénégal
- Salama Assurances Sénégal
- La Mutuelle d'Assurances Agricoles du Sénégal (MAAS)
- Finafrica Assurances
Sources
- CIMA — Code des assurances, Article 200 (assurance automobile obligatoire)
- CIMA — Code des assurances des États membres
Data verified on .