Mandatory car insurance in Senegal: what the law says
Requirement, minimum cover, certificate and geographic scope of motor third-party liability under the CIMA Code.
A legal obligation
Every motor vehicle used in Senegal must be covered by motor third-party liability (TPL) insurance. This obligation stems from Article 200 of the CIMA insurance code, applicable in Senegal and the thirteen other member states.
The contract must cover the liability of the owner, the policyholder and any authorised custodian or driver of the vehicle.
What is covered at minimum
The mandatory cover is civil liability: bodily and material damage caused to third parties. Covers on the insured vehicle itself — comprehensive, theft, fire, glass — remain optional add-ons to the base contract.
Geographic scope and certificate
The civil-liability cover under Article 200 extends across all CIMA member states. The insurer issues an insurance certificate that must be available for roadside checks.
Indicative, sourced information for guidance only. Not legal advice.
Sources
- CIMA — Code des assurances, Article 200 (assurance automobile obligatoire)
- CIMA — Code des assurances des États membres
Editorial team senassurances — verified on .